Thursday, June 28, 2012

Is overreacting covered by my HMO?

Imma try not to get heated here, let's see how I do...

I held my previous job for 5 years. The last 3 of those 5 years I was miserable. My hours got cut to the minimum. Raises were frozen company wide. Health insurance went up every year and the plans got worse and worse.

I made less than I could've made working at McDonalds full time because of these things, but I stayed. Why? Because I had healthcare coverage for me and my daughter. My wife's healthcare is so wildly expensive that if we were on hers she'd make half her paycheck each week.

Flash back to March. I get laid off. COBRA (Continued health insurance) is more than I make on unemployment, making my income negative dollars. Because of my wife's job and insurance we're having a very hard time getting my daughter on Medicaid until I find a new job. So we're both uninsured right now. We just can't get sick or injured. We're not allowed. My wife can't leave her job in a terribly hostile work environment until after our new baby is born ini August because of the healthcare.

You can throw around words like Socialism and Communism or just say reactive bullshit like "Fuck America" or "I gotta go somewhere else!" all you want. (Try Canada.. oh wait, they have socialized healthcare too. Ok, Mexico... oh wait, you'll get a staph infection if you go to a Mexican hospital for a paper cut...)  But I think this is a great plan and only wish it'd go into effect faster so I can worry about one less thing at night.

I have enough on my plate.

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